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Consumer Law
Debt Collection Defense
Credit Card Collection Defense
Fair Debt Collection Practices Act
Fair Credit Reporting Act
Debt Collection Communications
With You
Debt Collection Harassment
Letter and Email Violations
Unfair and Deceptive Acts and
Practices
Landlord Tenant Law
Bankruptcy Law
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Bankruptcy and Your Credit
Bankruptcy Misconceptions
Foreclosure Defense
Homeowner Insurance Disputes
Commercial Contract Disputes
Small Claims Litigation
Law Office
of Eric W. Fetter, P.A.
2015 Stanley Street
Orlando, Florida 32803
Phone:
407.650.1733
Fax:
407.896.0496 |
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Debt Collection Letter and Email
Violations
Orlando Debt Collection Violation Attorney - Lawyer, Eric W.
Fetter proudly provides professional
Debt Collection Letter and Email Violation and other
Consumer Protection
Law legal services in Orlando, Orange County Florida,
and throughout the Central Florida area.
It
is unlawful for a Debt Collector or Debt Collection
Agency to use any false, deceptive, misleading, or
unfair representations or means in their efforts to
collect any debt.
A
Debt Collector or Debt Collection Agency is in violation
of the Fair Debt Collection Practices Act (FDCPA) as it
relates to Postal Letters and Electronic E-Mail if they:
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Fail to disclose in their initial letter (or email)
the
amount
of debt and/or the
name
of creditor.
You have the right to dispute the debt, request
proof of the debt, or request the name and address
of the original creditor within 30 days of receiving
the initial letter or email regarding the debt in
question.
-
Falsely represent themselves as anything other than
that of their business entity and purpose for
calling you;
-
Imply in any way that they are affiliated with law
enforcement or other government agency.
-
Falsely represent the amount of compensation they
claim they are authorized to accept as a settlement
or the amount for the debt, of the amount that you
actually owe as debt.
-
Represent or imply that nonpayment will result in
your arrest, prison, or jail.
-
Represent or imply that nonpayment of the debt will
result in garnishment of paychecks or bank account.
In the absence of a court judgment regarding the
debt in question, no Debt Collector or Debt
Collection Agency is authorized to garnishment of
paychecks or bank account, claim that they have the
authority to do so, or use the threat of garnishment
of paychecks or bank account.
-
Represent or imply that nonpayment of the debt will
result in the taking of your land or home. In the
absence of a court judgment regarding the debt in
question that stipulates the authority to seize your
land or home, no Debt Collector or Debt Collection
Agency is authorized to claim the authority to do
so, or threaten that they will do so.
Fear of litigation and other threatening and harassing
tactics Debt Collectors or Debt Collection Agencies is
no way to live, especially since you have rights
regarding the collection of debt.
As a law firm providing experienced Debt Collection
Defense Attorney - Lawyer legal services, we have
assisting assisted many
Orlando, Orange County, and Central Florida
area
residents with their legal needs.
If you require professional legal advice and
representation regarding Debt Collection Defense
issues or disputes make sure your legal rights are
protected by seeking the legal advice of an experienced
Debt Collection Defense attorney - lawyer.
Contact
the
Law Office of Eric W. Fetter, P.A.,
at
(407) 650-1733
to schedule a confidential legal consultation.
We
urge you to be proactive regarding your legal rights
when dealing with debt collection harassment and abusive
practices by seeking the legal advice and representation
of an experienced Attorney, Lawyer, or Law
Firm as soon as possible.
We
look forward to welcoming you to our firm and serving
your legal needs.
We proudly serve the legal needs of those being harassed
by debt collectors and other agencies. We serve those in
Orlando, Orange County, and Central Florida
area.
Protect your rights by seeking the legal advice and
representation of an experienced Debt Collection
Harassment attorney - lawyer. Contact
the
Law Office of Eric W. Fetter, P.A.,
at
(407) 650-1733
to schedule a confidential legal consultation.
Orlando Debt Collection Violation Attorney - Lawyer, Eric W.
Fetter proudly provides professional
Debt Collection Letter and Email Violation and other
Consumer Protection
Law legal services in Orlando, Orange County Florida,
and throughout the Central Florida area.
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