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Consumer Law

Debt Collection Defense

Credit Card Collection Defense

Fair Debt Collection Practices Act

Fair Credit Reporting Act

Debt Collection Communications With You

Debt Collection Harassment

Letter and Email Violations

Unfair and Deceptive Acts and Practices

Landlord Tenant Law

Bankruptcy Law

Chapter 7 Bankruptcy

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Bankruptcy Misconceptions

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Law Office of Eric W. Fetter, P.A.

2015 Stanley Street
Orlando, Florida 32803

Phone: 407.650.1733

Fax: 407.896.0496


 
 

Debt Collection Letter and Email Violations


Orlando Debt Collection Violation Attorney - Lawyer, Eric W. Fetter proudly provides professional Debt Collection Letter and Email Violation and other Consumer Protection Law legal services in Orlando, Orange County Florida, and throughout the Central Florida area.


It is unlawful for a Debt Collector or Debt Collection Agency to use any false, deceptive, misleading, or unfair representations or means in their efforts to collect any debt.

A Debt Collector or Debt Collection Agency is in violation of the Fair Debt Collection Practices Act (FDCPA) as it relates to Postal Letters and Electronic E-Mail if they:

  • Fail to disclose in their initial letter (or email) the amount of debt and/or the name of creditor.

    You have the right to dispute the debt, request proof of the debt, or request the name and address of the original creditor within 30 days of receiving the initial letter or email regarding the debt in question.

  • Falsely represent themselves as anything other than that of their business entity and purpose for calling you;

  • Imply in any way that they are affiliated with law enforcement or other government agency.

  • Falsely represent the amount of compensation they claim they are authorized to accept as a settlement or the amount for the debt, of the amount that you actually owe as debt.

  • Represent or imply that nonpayment will result in your arrest, prison, or jail.

  • Represent or imply that nonpayment of the debt will result in garnishment of paychecks or bank account. In the absence of a court judgment regarding the debt in question, no Debt Collector or Debt Collection Agency is authorized to garnishment of paychecks or bank account, claim that they have the authority to do so, or use the threat of garnishment of paychecks or bank account.

  • Represent or imply that nonpayment of the debt will result in the taking of your land or home. In the absence of a court judgment regarding the debt in question that stipulates the authority to seize your land or home, no Debt Collector or Debt Collection Agency is authorized to claim the authority to do so, or threaten that they will do so.

Fear of litigation and other threatening and harassing tactics Debt Collectors or Debt Collection Agencies is no way to live, especially since you have rights regarding the collection of debt. As a law firm providing experienced Debt Collection Defense Attorney - Lawyer legal services, we have assisting assisted many Orlando, Orange County, and Central Florida area residents with their legal needs.

If you require professional legal advice and representation regarding Debt Collection Defense issues or disputes make sure your legal rights are protected by seeking the legal advice of an experienced Debt Collection Defense attorney - lawyer. Contact the Law Office of Eric W. Fetter, P.A., at (407) 650-1733 to schedule a confidential legal consultation.

We urge you to be proactive regarding your legal rights when dealing with debt collection harassment and abusive practices by seeking the legal advice and representation of an experienced Attorney, Lawyer, or Law Firm as soon as possible. We look forward to welcoming you to our firm and serving your legal needs.

We proudly serve the legal needs of those being harassed by debt collectors and other agencies. We serve those in Orlando, Orange County, and Central Florida area. Protect your rights by seeking the legal advice and representation of an experienced Debt Collection Harassment attorney - lawyer. Contact the Law Office of Eric W. Fetter, P.A., at (407) 650-1733 to schedule a confidential legal consultation.


Orlando Debt Collection Violation Attorney - Lawyer, Eric W. Fetter proudly provides professional Debt Collection Letter and Email Violation and other Consumer Protection Law legal services in Orlando, Orange County Florida, and throughout the Central Florida area.

 

 

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