Debt Collection Harassment

Orlando Debt Collection Harassment Attorney - Lawyer, Eric W. Fetter proudly provides professional Debt Collection Harassment and other Consumer Protection Law legal services in Orlando, Orange County Florida, and throughout the Central Florida area.

According to the Fair Debt Collection Practices Act, there are specific guidelines which Debt Collection Agencies must follow, and tactics which are prohibited by law.

Violations of the Fair Debt Collection Practices Act which are documented and reported may be costly to the companies which have chosen to fail to comply with the acceptable debt collection guidelines.

Debt Collection Agencies that violate acceptable practices may be fined separately for each occurrence of repeated violations, and in some cases may also provide the individual that is being harassed to seek damages through civil litigation.

Practices which are considered violations of the Fair Debt Collection Practices Act include:

Harassment - Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

Use threats of violence or harm;
Publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
Use obscene or profane language; or
Repeatedly use the phone to annoy someone.

False statements - Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

Falsely claim that they are attorneys or government representatives;
Falsely claim that you have committed a crime;
Falsely represent that they operate or work for a credit reporting company;
Misrepresent the amount you owe;
Indicate that papers they send you are legal forms if they aren’t; or
Indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:

You will be arrested if you don’t pay your debt;
They will seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
Legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:

Give false credit information about you to anyone, including a credit reporting company;
Send you anything that looks like an official document from a court or government agency if it isn’t; or
Use a false company name.

Unfair practices - Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

Try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
Deposit a post-dated check early;
Take or threaten to take your property unless it can be done legally; or
Contact you by postcard.

Fear of litigation and other threatening and harassing tactics Credit Card Debt Collection Agencies is no way to live, especially since you have rights regarding the collection of debt. As a law firm providing experienced Credit Card Debt Collection Defense Attorney - Lawyer legal services, we have assisting assisted many Orlando, Orange County, and Central Florida area residents with their legal needs.

If you require professional legal advice and representation regarding Credit Card Debt Collection Defense issues or disputes make sure your legal rights are protected by seeking the legal advice of an experienced Credit Card Debt Collection Defense attorney - lawyer. Contact the Law Office of Eric W. Fetter, P.A., at (407) 650-1733 to schedule a confidential legal consultation.

We urge you to be proactive regarding your legal rights when dealing with debt collection harassment and abusive practices by seeking the legal advice and representation of an experienced Attorney, Lawyer, or Law Firm as soon as possible. We look forward to welcoming you to our firm and serving your legal needs.

We proudly serve the legal needs of those being harassed by debt collectors and other agencies. We serve those in Orlando, Orange County, and Central Florida area. Protect your rights by seeking the legal advice and representation of an experienced Credit Card Debt Collection Harassment attorney - lawyer. Contact the Law Office of Eric W. Fetter, P.A., at (407) 650-1733 to schedule a confidential legal consultation.

Orlando Debt Collection Harassment Attorney - Lawyer, Eric W. Fetter proudly provides professional Debt Collection Harassment and other Consumer Protection Law legal services in Orlando, Orange County Florida, and throughout the Central Florida area.

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