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Chapter 13 Bankruptcy

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Law Office of Eric W. Fetter, P.A.

2015 Stanley Street
Orlando, Florida 32803

Phone: 407.650.1733

Fax: 407.896.0496


 
 

Chapter 13 Bankruptcy Representation


Orlando Chapter 13 Bankruptcy Attorney and Lawyer providing experienced Chapter 13 Bankruptcy Law legal services in Orlando, Orange County Florida, and throughout the Central Florida area.


A Chapter 13 Bankruptcy, unlike a Chapter 7 Bankruptcy, does not provide a release of debt, but rather a restructuring of the debt in a manner which is considered manageable to repay the dept.

Many times the debt to be paid back may be less that currently owed through negotiation. In a Chapter 13 Bankruptcy, a debtor proposes a repayment plan to the creditors, over a 3 to 5 year period, in a good faith proposal to pay off all or part of the debts from the debtor's future income.

As a law firm providing experienced Chapter 13 Bankruptcy Attorney - Lawyer legal services, assisting Orlando, Orange County, and Central Florida area residents with Chapter 13 Bankruptcy Representation, we are committed to protecting the legal rights of each and every client, while always striving to provide the highest standard of legal representation. Contact the Law Office of Eric W. Fetter, P.A., by calling (407) 650-1733 or by using our online submission form.

A Chapter 13 Bankruptcy can:

  • Prevent the foreclosure of a home;

  • Make up delinquent car or mortgage payments;

  • Pay back taxes;

  • Stop interest from accruing on your tax debt (local, Florida state, or federal);

  • Keep valuable property which is non-exempt in a bankruptcy;

  • And manage other financial situations which may be affected by a Chapter 13 bankruptcy proceeding.

If you have questions, concerns, or legal needs regarding chapter 13 personal bankruptcy issues, we urge you to seek the legal advice of an experienced Orlando chapter 13 bankruptcy attorney - lawyer at the Law Office of Eric W. Fetter, P.A., by calling (407) 650-1733 to schedule a confidential legal consultation.

Creditors often will work with debtors in a Chapter 13 Bankruptcy, as Chapter 13 provides the opportunity to recover funds from you, as apposed to a Chapter 7 Bankruptcy where the potential to recover a larger portion of the debt is diminished.

Those who are more likely to file for a Chapter 13 Bankruptcy are individuals who seek to hold on to possessions such as a home, multiple vehicles, or other property or assets.

The longer an individual waits to obtain legal representation may directly affect their ability to achieve a successful outcome. Therefore, if you are considering filing for a chapter 13 bankruptcy, it is important to seek the legal advice and representation of an experienced legal counsel.

A Bankruptcy will appear on your credit report for 5 to 7 years. This does not mean you cannot get credit after filing for bankruptcy. Most lenders will extend credit within two or three years after filing a bankruptcy case. Generally, the effect of bankruptcy on your credit is not a bankruptcy issue; it is a banking or credit issue.

If you require professional legal services regarding chapter 13 personal bankruptcy issues, be proactive in protecting your legal rights by seeking the legal advice of an experienced Orlando chapter 13 bankruptcy attorney - lawyer. Contact the Law Office of Eric W. Fetter, P.A., by calling (407) 650-1733 or by using our online submission form.


Orlando Chapter 13 Bankruptcy Attorney and Lawyer providing experienced Chapter 13 Bankruptcy Law legal services in Orlando, Orange County Florida, and throughout the Central Florida area.

 

 

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