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Bankruptcy Law
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Bankruptcy and Your Credit
Bankruptcy Misconceptions
Landlord Tenant Law
Foreclosure Defense
Consumer Law
Debt Collection Defense
Credit Card Collection Defense
Fair Debt Collection Practices Act
Fair Credit Reporting Act
Debt Collection Communications
With You
Debt Collection Harassment
Letter and Email Violations
Unfair and Deceptive Acts and
Practices
Homeowner Insurance Disputes
Commercial Contract Disputes
Small Claims Litigation
Law Office
of Eric W. Fetter, P.A.
2015 Stanley Street
Orlando, Florida 32803
Phone:
407.650.1733
Fax:
407.896.0496 |
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Chapter 13 Bankruptcy Representation
Orlando Chapter 13 Bankruptcy Attorney
and Lawyer providing experienced Chapter 13 Bankruptcy Law legal services in
Orlando, Orange County Florida, and throughout the
Central Florida area.
A Chapter 13 Bankruptcy, unlike a
Chapter 7 Bankruptcy,
does not provide a release of debt, but rather a
restructuring of the debt in a manner which is
considered manageable to repay the dept.
Many times the debt to be paid back may be less that
currently owed through negotiation. In a Chapter 13
Bankruptcy, a debtor proposes a repayment plan to
the creditors, over a 3 to 5 year period, in a good
faith proposal to pay off all or part of the debts from
the debtor's future income.
As a law firm providing experienced Chapter 13
Bankruptcy Attorney - Lawyer legal services,
assisting
Orlando, Orange County, and Central Florida
area residents with Chapter 13 Bankruptcy
Representation, we are committed to protecting the
legal rights of each and every client, while always
striving to provide the highest standard of legal
representation. Contact the
Law Office of Eric W. Fetter, P.A.,
by calling
(407) 650-1733
or by using our
online submission form.
A Chapter 13 Bankruptcy can:
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Prevent the foreclosure of a home;
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Make up delinquent car or mortgage payments;
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Pay back taxes;
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Stop interest from accruing on your tax debt (local,
Florida state, or federal);
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Keep valuable property which is non-exempt in a
bankruptcy;
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And manage other financial situations which may be
affected by a Chapter 13 bankruptcy proceeding.
If you have questions, concerns, or legal needs
regarding chapter 13 personal bankruptcy issues,
we urge you to seek the legal advice of an experienced
Orlando chapter 13 bankruptcy attorney - lawyer
at the
Law Office of Eric W. Fetter, P.A.,
by calling
(407) 650-1733
to schedule a confidential legal consultation.
Creditors often will work with debtors in a Chapter
13 Bankruptcy, as Chapter 13 provides the
opportunity to recover funds from you, as apposed to a
Chapter 7 Bankruptcy where the potential to
recover a larger portion of the debt is diminished.
Those who are more likely to file for a Chapter 13
Bankruptcy are individuals who seek to hold on to
possessions such as a home, multiple vehicles, or other
property or assets.
The longer an individual waits to obtain legal
representation may directly affect their ability to
achieve a successful outcome. Therefore, if you are
considering filing for a chapter 13 bankruptcy,
it is important to seek the legal advice and
representation of an experienced legal counsel.
A Bankruptcy will appear on your credit report
for 5 to 7 years. This does not mean you cannot get
credit after filing for bankruptcy. Most lenders will
extend credit within two or three years after filing a
bankruptcy case. Generally, the effect of
bankruptcy on your credit is not a bankruptcy
issue; it is a banking or credit issue.
If you require professional legal services regarding
chapter 13 personal bankruptcy
issues, be proactive in protecting your legal
rights by seeking the legal advice of an experienced
Orlando chapter 13 bankruptcy
attorney - lawyer. Contact
the
Law Office of Eric W. Fetter, P.A.,
by calling
(407) 650-1733
or by using our
online submission form.
Orlando Chapter 13 Bankruptcy Attorney
and Lawyer providing experienced Chapter 13 Bankruptcy Law legal services in
Orlando, Orange County Florida, and throughout the
Central Florida area.
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